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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,267 | $117,846-65.0% | $102,434-59.7% | $145,884-71.7% |
| Participation rate | 73.3% | 78.6%-5.3pp | 76.5%-3.2pp | 80.3%-7.0pp |
| Annual return | 13.14% | 31.90%-18.8pp | 29.46%-16.3pp | 551.85%-538.7pp |
| Employer contribution / active EE | $6,864 | $3,615+89.9% | $3,023+127.1% | $4,662+47.2% |
| Participant deferral / active EE | $4,700 | $5,733-18.0% | $5,055-7.0% | $6,690-29.7% |
| Admin fee / account holder | $523 | $13,356-96.1% | $9,462-94.5% | $13,392-96.1% |