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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,181 | $126,661-50.9% | $113,397-45.2% | $138,895-55.2% |
| Participation rate | 76.9% | 79.4%-2.5pp | 76.5%+0.4pp | 79.9%-3.0pp |
| Annual return | 17.32% | 25.05%-7.7pp | 23.20%-5.9pp | 145.39%-128.1pp |
| Employer contribution / active EE | $6,291 | $3,456+82.0% | $2,977+111.3% | $4,194+50.0% |
| Participant deferral / active EE | $5,765 | $5,693+1.3% | $5,076+13.6% | $6,396-9.9% |
| Admin fee / account holder | $7,584 | $14,549-47.9% | $11,957-36.6% | $12,562-39.6% |