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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,311 | $99,053-32.0% | $88,179-23.7% | $138,895-51.5% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.1%-35.8pp | 79.9%-46.6pp |
| Annual return | 17.26% | 78.17%-60.9pp | 64.97%-47.7pp | 145.39%-128.1pp |
| Employer contribution / active EE | $1,000 | $2,882-65.3% | $2,549-60.8% | $4,194-76.2% |
| Participant deferral / active EE | $1,000 | $5,225-80.9% | $4,614-78.3% | $6,396-84.4% |
| Admin fee / account holder | $419 | $8,748-95.2% | $7,673-94.5% | $12,562-96.7% |