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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,753 | $174,379-13.5% | $152,093-0.9% | $138,895+8.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 9.76% | 74.86%-65.1pp | 66.36%-56.6pp | 145.39%-135.6pp |
| Employer contribution / active EE | $10,118 | $4,652+117.5% | $4,175+142.4% | $4,194+141.2% |
| Participant deferral / active EE | $7,032 | $6,159+14.2% | $5,451+29.0% | $6,396+9.9% |
| Admin fee / account holder | $115,249 | $16,880+582.8% | $14,497+695.0% | $12,562+817.4% |