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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,525 | $183,516+13.6% | $155,534+34.1% | $145,884+42.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.14% | 61.43%-55.3pp | 64.92%-58.8pp | 551.85%-545.7pp |
| Employer contribution / active EE | $9,227 | $5,315+73.6% | $4,675+97.4% | $4,662+97.9% |
| Participant deferral / active EE | $6,531 | $6,467+1.0% | $5,630+16.0% | $6,690-2.4% |
| Admin fee / account holder | $694 | $19,293-96.4% | $15,900-95.6% | $13,392-94.8% |