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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,167 | $72,177-5.6% | $115,037-40.7% | $59,633+14.3% |
| Participation rate | 85.7% | 72.6%+13.2pp | 81.4%+4.3pp | 68.7%+17.0pp |
| Annual return | -2.93% | 12.02%-15.0pp | 26.14%-29.1pp | 2041.40%-2044.3pp |
| Employer contribution / active EE | $2,329 | $2,841-18.0% | $4,608-49.5% | $2,203+5.7% |
| Participant deferral / active EE | $4,651 | $4,783-2.8% | $6,026-22.8% | $3,192+45.7% |
| Admin fee / account holder | $5,238 | $4,927+6.3% | $8,175-35.9% | $4,297+21.9% |