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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,088 | $117,846+68.9% | $102,434+94.4% | $145,884+36.5% |
| Participation rate | 95.5% | 78.6%+16.8pp | 76.5%+18.9pp | 80.3%+15.2pp |
| Annual return | 13.21% | 31.90%-18.7pp | 29.46%-16.2pp | 551.85%-538.6pp |
| Employer contribution / active EE | $25,171 | $3,615+596.3% | $3,023+732.6% | $4,662+439.9% |
| Participant deferral / active EE | $6,332 | $5,733+10.4% | $5,055+25.3% | $6,690-5.3% |
| Admin fee / account holder | $3,700 | $13,356-72.3% | $9,462-60.9% | $13,392-72.4% |