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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,108 | $160,040-44.9% | $147,096-40.1% | $145,877-39.6% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 9.63% | 98.49%-88.9pp | 419.75%-410.1pp | 551.28%-541.7pp |
| Employer contribution / active EE | $3,608 | $5,289-31.8% | $4,936-26.9% | $4,663-22.6% |
| Participant deferral / active EE | $11,805 | $8,429+40.1% | $8,071+46.3% | $6,691+76.4% |
| Admin fee / account holder | $1,868 | $15,050-87.6% | $13,005-85.6% | $13,402-86.1% |