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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,108 | $159,934-44.9% | $147,005-40.1% | $145,959-39.6% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.3pp | 80.3%+1.5pp |
| Annual return | 9.63% | 98.24%-88.6pp | 418.76%-409.1pp | 561.95%-552.3pp |
| Employer contribution / active EE | $3,608 | $5,287-31.8% | $4,934-26.9% | $4,661-22.6% |
| Participant deferral / active EE | $11,805 | $8,427+40.1% | $8,070+46.3% | $6,689+76.5% |
| Admin fee / account holder | $1,868 | $15,053-87.6% | $13,006-85.6% | $13,398-86.1% |