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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $481,391 | $160,040+200.8% | $147,096+227.3% | $145,877+230.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.55% | 98.49%-89.9pp | 419.75%-411.2pp | 551.28%-542.7pp |
| Employer contribution / active EE | $12,431 | $5,289+135.0% | $4,936+151.8% | $4,663+166.6% |
| Participant deferral / active EE | $71,178 | $8,429+744.5% | $8,071+781.9% | $6,691+963.9% |
| Admin fee / account holder | $1,359 | $15,050-91.0% | $13,005-89.5% | $13,402-89.9% |