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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,174 | $180,749-91.1% | $160,784-89.9% | $137,256-88.2% |
| Participation rate | 92.3% | 80.0%+12.3pp | 77.0%+15.4pp | 80.0%+12.3pp |
| Annual return | 16.73% | 2234.46%-2217.7pp | 1803.92%-1787.2pp | 220.34%-203.6pp |
| Employer contribution / active EE | $4,133 | $4,155-0.5% | $3,733+10.7% | $4,156-0.5% |
| Participant deferral / active EE | $5,456 | $6,844-20.3% | $6,293-13.3% | $6,407-14.8% |
| Admin fee / account holder | $2,848 | $10,397-72.6% | $9,717-70.7% | $12,270-76.8% |