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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,698 | $71,215-45.7% | $93,696-58.7% | $80,935-52.2% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 8.81% | 11.27%-2.5pp | 133.74%-124.9pp | 35.66%-26.8pp |
| Employer contribution / active EE | $1,330 | $1,565-15.0% | $2,422-45.1% | $2,757-51.7% |
| Participant deferral / active EE | $2,124 | $4,037-47.4% | $4,417-51.9% | $4,299-50.6% |
| Admin fee / account holder | $3,029 | $6,958-56.5% | $8,287-63.4% | $6,924-56.3% |