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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,075 | $183,627+46.5% | $155,602+72.9% | $145,978+84.3% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 18.15% | 61.32%-43.2pp | 64.81%-46.7pp | 550.52%-532.4pp |
| Employer contribution / active EE | $4,506 | $5,316-15.2% | $4,675-3.6% | $4,662-3.3% |
| Participant deferral / active EE | $8,788 | $6,466+35.9% | $5,629+56.1% | $6,690+31.4% |
| Admin fee / account holder | $10,953 | $19,327-43.3% | $15,923-31.2% | $13,400-18.3% |