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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,055 | $95,404-22.4% | $113,397-34.7% | $82,637-10.4% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 11.09% | 19.08%-8.0pp | 23.20%-12.1pp | 53.51%-42.4pp |
| Employer contribution / active EE | $2,970 | $2,307+28.8% | $2,977-0.2% | $2,552+16.4% |
| Participant deferral / active EE | $3,140 | $4,220-25.6% | $5,076-38.1% | $4,126-23.9% |
| Admin fee / account holder | $19,481 | $9,168+112.5% | $11,957+62.9% | $7,339+165.4% |