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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC4 years Service code 15 · EIN 11-3665754 | Recordkeeping | $42,069 |
Filed as: ONE DIGITAL INVESTMENT ADV. Service code 27 · EIN 43-1451524 | Advisory (Plan) | $19,272 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,602 | $88,137-50.5% | $164,975-73.6% | $74,429-41.4% |
| Participation rate | 78.6% | 73.1%+5.5pp | 78.6%0pp | 67.2%+11.4pp |
| Annual return | 11.25% | 17.13%-5.9pp | 70.12%-58.9pp | 1368.38%-1357.1pp |
| Employer contribution / active EE | $1,976 | $2,597-23.9% | $4,343-54.5% | $2,625-24.7% |
| Participant deferral / active EE | $1,592 | $4,501-64.6% | $6,033-73.6% | $4,348-63.4% |
| Admin fee / account holder | $580 | $2,231-74.0% | $12,688-95.4% | $1,944-70.2% |