Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,569 | $86,330-72.7% | $121,871-80.7% | $94,015-74.9% |
| Participation rate | 58.8% | 66.7%-7.9pp | 73.2%-14.4pp | 70.8%-12.0pp |
| Annual return | 17.65% | 14.95%+2.7pp | 13.57%+4.1pp | 17.84%-0.2pp |
| Employer contribution / active EE | $754 | $2,292-67.1% | $2,731-72.4% | $2,790-73.0% |
| Participant deferral / active EE | $1,818 | $3,146-42.2% | $4,318-57.9% | $4,249-57.2% |
| Admin fee / account holder | $1,427 | $7,346-80.6% | $11,551-87.6% | $8,951-84.1% |