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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,149 | $178,174+5.0% | $156,181+19.8% | $137,256+36.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 13.28% | 84.19%-70.9pp | 64.87%-51.6pp | 220.34%-207.1pp |
| Employer contribution / active EE | $2,071 | $4,972-58.3% | $4,294-51.8% | $4,156-50.2% |
| Participant deferral / active EE | $5,948 | $6,888-13.6% | $6,132-3.0% | $6,407-7.2% |
| Admin fee / account holder | $13,349 | $17,404-23.3% | $14,586-8.5% | $12,270+8.8% |