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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,314 | $132,820-48.6% | $342,983-80.1% | $132,820-48.6% |
| Participation rate | 88.9% | 74.3%+14.6pp | 88.2%+0.7pp | 74.3%+14.6pp |
| Annual return | 15.88% | 14.82%+1.1pp | -2.60%+18.5pp | 14.82%+1.1pp |
| Employer contribution / active EE | $2,979 | $4,144-28.1% | $7,825-61.9% | $4,144-28.1% |
| Participant deferral / active EE | $6,218 | $3,980+56.2% | $6,109+1.8% | $3,980+56.2% |
| Admin fee / account holder | $1,854 | $11,722-84.2% | $22,391-91.7% | $11,722-84.2% |