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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,481 | $95,404-34.5% | $113,397-44.9% | $82,637-24.4% |
| Participation rate | 57.3% | 72.8%-15.5pp | 76.5%-19.2pp | 68.1%-10.8pp |
| Annual return | 15.90% | 19.08%-3.2pp | 23.20%-7.3pp | 53.51%-37.6pp |
| Employer contribution / active EE | $0 | $2,307-100.0% | $2,977-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $3,351 | $4,220-20.6% | $5,076-34.0% | $4,126-18.8% |
| Admin fee / account holder | $1,849 | $9,168-79.8% | $11,957-84.5% | $7,339-74.8% |