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Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,730 | $78,562-52.0% | $105,608-64.3% | $74,429-49.3% |
| Participation rate | 73.9% | 72.8%+1.1pp | 75.3%-1.4pp | 67.2%+6.7pp |
| Annual return | 16.17% | 15.94%+0.2pp | 116.50%-100.3pp | 1368.38%-1352.2pp |
| Employer contribution / active EE | $713 | $2,521-71.7% | $3,167-77.5% | $2,625-72.8% |
| Participant deferral / active EE | $2,134 | $4,321-50.6% | $5,010-57.4% | $4,348-50.9% |
| Admin fee / account holder | $49 | $2,217-97.8% | $11,028-99.6% | $1,944-97.5% |