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Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,730 | $78,607-52.0% | $105,624-64.3% | $74,478-49.3% |
| Participation rate | 73.9% | 72.8%+1.1pp | 75.3%-1.4pp | 67.2%+6.7pp |
| Annual return | 16.17% | 15.96%+0.2pp | 116.20%-100.0pp | 1370.56%-1354.4pp |
| Employer contribution / active EE | $713 | $2,523-71.7% | $3,168-77.5% | $2,626-72.8% |
| Participant deferral / active EE | $2,134 | $4,325-50.7% | $5,013-57.4% | $4,350-50.9% |
| Admin fee / account holder | $49 | $2,220-97.8% | $10,961-99.6% | $1,946-97.5% |