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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,256 | $81,358+219.9% | $155,556+67.3% | $80,959+221.5% |
| Participation rate | 93.5% | 66.3%+27.3pp | 78.2%+15.3pp | 67.7%+25.9pp |
| Annual return | 15.71% | 33.39%-17.7pp | 64.84%-49.1pp | 35.67%-20.0pp |
| Employer contribution / active EE | $9,908 | $3,106+219.0% | $4,675+111.9% | $2,757+259.4% |
| Participant deferral / active EE | $8,410 | $3,455+143.4% | $5,631+49.4% | $4,300+95.6% |
| Admin fee / account holder | $30,235 | $7,994+278.2% | $15,885+90.3% | $6,925+336.6% |