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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,785 | $76,407+327.7% | $150,298+117.4% | $82,448+296.4% |
| Participation rate | 96.2% | 66.4%+29.8pp | 77.8%+18.4pp | 68.1%+28.1pp |
| Annual return | 15.74% | 39.99%-24.3pp | 62.79%-47.0pp | 41.64%-25.9pp |
| Employer contribution / active EE | $16,073 | $2,614+514.9% | $4,154+286.9% | $2,551+530.1% |
| Participant deferral / active EE | $9,424 | $3,214+193.2% | $5,453+72.8% | $4,139+127.7% |
| Admin fee / account holder | $8,249 | $6,352+29.9% | $14,116-41.6% | $7,234+14.0% |