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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,256 | $81,276+220.2% | $155,574+67.3% | $80,925+221.6% |
| Participation rate | 93.5% | 66.2%+27.3pp | 78.2%+15.3pp | 67.7%+25.9pp |
| Annual return | 15.71% | 33.36%-17.6pp | 64.87%-49.2pp | 35.65%-19.9pp |
| Employer contribution / active EE | $9,908 | $3,103+219.3% | $4,676+111.9% | $2,756+259.5% |
| Participant deferral / active EE | $8,410 | $3,453+143.6% | $5,629+49.4% | $4,299+95.6% |
| Admin fee / account holder | $30,235 | $7,993+278.3% | $15,914+90.0% | $6,940+335.7% |