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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,797 | $71,230+66.8% | $93,727+26.7% | $80,959+46.7% |
| Participation rate | 95.5% | 60.4%+35.1pp | 68.7%+26.7pp | 67.7%+27.8pp |
| Annual return | 8.39% | 11.26%-2.9pp | 133.83%-125.4pp | 35.67%-27.3pp |
| Employer contribution / active EE | $4,545 | $1,565+190.4% | $2,421+87.7% | $2,757+64.9% |
| Participant deferral / active EE | $2,110 | $4,037-47.8% | $4,417-52.2% | $4,300-50.9% |
| Admin fee / account holder | $6,879 | $6,961-1.2% | $8,292-17.0% | $6,925-0.7% |