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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,797 | $71,197+66.9% | $93,669+26.8% | $80,925+46.8% |
| Participation rate | 95.5% | 60.4%+35.1pp | 68.7%+26.7pp | 67.7%+27.8pp |
| Annual return | 8.39% | 11.27%-2.9pp | 133.59%-125.2pp | 35.65%-27.3pp |
| Employer contribution / active EE | $4,545 | $1,565+190.5% | $2,424+87.6% | $2,756+64.9% |
| Participant deferral / active EE | $2,110 | $4,036-47.7% | $4,416-52.2% | $4,299-50.9% |
| Admin fee / account holder | $6,879 | $6,959-1.1% | $8,291-17.0% | $6,940-0.9% |