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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,174 | $111,787+92.5% | $93,681+129.7% | $145,978+47.4% |
| Participation rate | 60.0% | 74.2%-14.2pp | 68.7%-8.7pp | 80.3%-20.3pp |
| Annual return | 13.83% | 203.52%-189.7pp | 133.47%-119.6pp | 550.52%-536.7pp |
| Employer contribution / active EE | $927 | $3,093-70.0% | $2,422-61.7% | $4,662-80.1% |
| Participant deferral / active EE | $2,617 | $4,918-46.8% | $4,415-40.7% | $6,690-60.9% |
| Admin fee / account holder | $0 | $10,256-100.0% | $8,290-100.0% | $13,400-100.0% |