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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,355 | $134,817-65.6% | $123,973-62.6% | $155,188-70.1% |
| Participation rate | 45.8% | 79.4%-33.6pp | 76.7%-30.8pp | 80.8%-35.0pp |
| Annual return | 13.04% | 515.49%-502.5pp | 388.13%-375.1pp | 148.84%-135.8pp |
| Employer contribution / active EE | $3,990 | $4,425-9.8% | $4,126-3.3% | $4,248-6.1% |
| Participant deferral / active EE | $0 | $5,706-100.0% | $5,247-100.0% | $6,531-100.0% |
| Admin fee / account holder | $0 | $13,245-100.0% | $11,799-100.0% | $14,480-100.0% |