Filed November 23, 2015 (most recent of 2 filings on file)
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 60 · EIN 04-2647786 | Sub-TA Fees | -$149,762 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,022 | $148,584-6.4% | $216,567-35.8% | $69,255+100.7% |
| Participation rate | 66.8% | 77.0%-10.2pp | 81.6%-14.8pp | 69.0%-2.2pp |
| Annual return | 11.89% | 8.62%+3.3pp | 12.94%-1.1pp | 26.73%-14.8pp |
| Employer contribution / active EE | $704 | $3,404-79.3% | $5,216-86.5% | $2,645-73.4% |
| Participant deferral / active EE | $4,086 | $3,500+16.8% | $6,191-34.0% | $2,890+41.4% |
| Admin fee / account holder | -$105 | $791-113.2% | $21,981-100.5% | $733-114.3% |