Filed November 23, 2015 (most recent of 2 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 60 · EIN 04-2647786 | Sub-TA Fees | -$149,762 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,022 | $130,795+6.3% | $173,730-20.0% | $64,728+114.8% |
| Participation rate | 66.8% | 69.9%-3.0pp | 79.6%-12.7pp | 57.9%+8.9pp |
| Annual return | 11.89% | 13.01%-1.1pp | 19.96%-8.1pp | 49.38%-37.5pp |
| Employer contribution / active EE | $704 | $2,914-75.8% | $4,577-84.6% | $2,243-68.6% |
| Participant deferral / active EE | $4,086 | $3,477+17.5% | $6,326-35.4% | $2,729+49.7% |
| Admin fee / account holder | -$105 | $1,356-107.7% | $17,523-100.6% | $1,145-109.1% |