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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,144 | $101,653-14.3% | $147,080-40.8% | $74,459+17.0% |
| Participation rate | 80.8% | 75.6%+5.2pp | 82.2%-1.4pp | 67.2%+13.5pp |
| Annual return | 28.63% | 8754.98%-8726.3pp | 420.17%-391.5pp | 1369.70%-1341.1pp |
| Employer contribution / active EE | $4,786 | $3,813+25.5% | $4,933-3.0% | $2,626+82.3% |
| Participant deferral / active EE | $8,484 | $7,304+16.1% | $8,066+5.2% | $4,350+95.0% |
| Admin fee / account holder | $3,066 | $1,752+75.0% | $12,989-76.4% | $1,945+57.7% |