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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,347 | $90,614-47.7% | $76,089-37.8% | $145,877-67.5% |
| Participation rate | 66.7% | 74.5%-7.8pp | 69.1%-2.4pp | 80.3%-13.6pp |
| Annual return | 10.67% | 623.80%-613.1pp | 360.94%-350.3pp | 551.28%-540.6pp |
| Employer contribution / active EE | $2,333 | $3,324-29.8% | $2,690-13.3% | $4,663-50.0% |
| Participant deferral / active EE | $3,500 | $5,168-32.3% | $4,259-17.8% | $6,691-47.7% |
| Admin fee / account holder | $3,857 | $8,376-53.9% | $6,418-39.9% | $13,402-71.2% |