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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,679 | $28,624+276.2% | $53,647+100.7% | $82,637+30.3% |
| Participation rate | 58.5% | 47.3%+11.3pp | 56.3%+2.3pp | 68.1%-9.5pp |
| Annual return | 16.42% | 664.98%-648.6pp | 358.33%-341.9pp | 53.51%-37.1pp |
| Employer contribution / active EE | $3,702 | $637+481.5% | $962+284.8% | $2,552+45.1% |
| Participant deferral / active EE | $4,095 | $1,196+242.3% | $1,813+125.8% | $4,126-0.8% |
| Admin fee / account holder | $6,487 | $2,022+220.8% | $2,460+163.7% | $7,339-11.6% |