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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,783 | $156,398-29.2% | $147,318-24.8% | $138,895-20.2% |
| Participation rate | 83.3% | 83.8%-0.4pp | 82.1%+1.3pp | 79.9%+3.4pp |
| Annual return | 17.17% | 78.75%-61.6pp | 70.43%-53.3pp | 145.39%-128.2pp |
| Employer contribution / active EE | $13,717 | $4,853+182.6% | $4,593+198.7% | $4,194+227.1% |
| Participant deferral / active EE | $19,451 | $8,237+136.1% | $7,906+146.0% | $6,396+204.1% |
| Admin fee / account holder | $15,757 | $14,976+5.2% | $13,708+15.0% | $12,562+25.4% |