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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $807,274 | $156,398+416.2% | $147,318+448.0% | $138,895+481.2% |
| Participation rate | 85.7% | 83.8%+2.0pp | 82.1%+3.6pp | 79.9%+5.8pp |
| Annual return | 16.75% | 78.75%-62.0pp | 70.43%-53.7pp | 145.39%-128.6pp |
| Employer contribution / active EE | $3,828 | $4,853-21.1% | $4,593-16.6% | $4,194-8.7% |
| Participant deferral / active EE | $13,108 | $8,237+59.1% | $7,906+65.8% | $6,396+104.9% |
| Admin fee / account holder | $34,418 | $14,976+129.8% | $13,708+151.1% | $12,562+174.0% |