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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,842 | $79,894-95.2% | $135,792-97.2% | $82,637-95.4% |
| Participation rate | 80.8% | 63.0%+17.8pp | 72.6%+8.2pp | 68.1%+12.7pp |
| Annual return | 17.62% | 17.20%+0.4pp | 25.96%-8.3pp | 53.51%-35.9pp |
| Employer contribution / active EE | $622 | $2,165-71.3% | $3,496-82.2% | $2,552-75.6% |
| Participant deferral / active EE | $943 | $3,194-70.5% | $4,759-80.2% | $4,126-77.1% |
| Admin fee / account holder | $1,398 | $6,434-78.3% | $12,266-88.6% | $7,339-81.0% |