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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,842 | $80,855-95.2% | $153,416-97.5% | $86,983-95.6% |
| Participation rate | 80.8% | 64.1%+16.6pp | 74.3%+6.4pp | 69.5%+11.2pp |
| Annual return | 17.62% | 16.18%+1.4pp | 17.84%-0.2pp | 25.83%-8.2pp |
| Employer contribution / active EE | $622 | $2,308-73.0% | $3,764-83.5% | $2,584-75.9% |
| Participant deferral / active EE | $943 | $3,333-71.7% | $4,723-80.0% | $4,194-77.5% |
| Admin fee / account holder | $1,398 | $6,908-79.8% | $13,095-89.3% | $7,856-82.2% |