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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,830 | $174,379-49.1% | $152,093-41.6% | $138,895-36.0% |
| Participation rate | 58.3% | 81.6%-23.3pp | 77.8%-19.4pp | 79.9%-21.6pp |
| Annual return | 17.30% | 74.86%-57.6pp | 66.36%-49.1pp | 145.39%-128.1pp |
| Employer contribution / active EE | $4,137 | $4,652-11.1% | $4,175-0.9% | $4,194-1.4% |
| Participant deferral / active EE | $7,495 | $6,159+21.7% | $5,451+37.5% | $6,396+17.2% |
| Admin fee / account holder | $17,816 | $16,880+5.5% | $14,497+22.9% | $12,562+41.8% |