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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,830 | $181,062-50.9% | $158,223-43.9% | $155,188-42.8% |
| Participation rate | 58.3% | 82.7%-24.3pp | 79.2%-20.9pp | 80.8%-22.5pp |
| Annual return | 17.30% | 57.39%-40.1pp | 52.09%-34.8pp | 148.84%-131.5pp |
| Employer contribution / active EE | $4,137 | $4,565-9.4% | $4,109+0.7% | $4,248-2.6% |
| Participant deferral / active EE | $7,495 | $6,134+22.2% | $5,467+37.1% | $6,531+14.8% |
| Admin fee / account holder | $17,816 | $18,825-5.4% | $16,047+11.0% | $14,480+23.0% |