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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,142 | $50,554-42.4% | $67,681-56.9% | $87,485-66.7% |
| Participation rate | 58.6% | 67.7%-9.1pp | 73.7%-15.1pp | 68.9%-10.3pp |
| Annual return | 24.76% | 17.81%+6.9pp | 590.58%-565.8pp | 26.06%-1.3pp |
| Employer contribution / active EE | $1,299 | $1,988-34.7% | $2,678-51.5% | $2,596-50.0% |
| Participant deferral / active EE | $2,909 | $2,961-1.8% | $3,976-26.8% | $4,274-31.9% |
| Admin fee / account holder | $161 | $4,132-96.1% | $6,100-97.4% | $7,775-97.9% |