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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,142 | $47,479-38.6% | $62,929-53.7% | $82,448-64.7% |
| Participation rate | 58.6% | 66.9%-8.2pp | 73.1%-14.5pp | 68.1%-9.4pp |
| Annual return | 24.76% | 20.34%+4.4pp | 1063.93%-1039.2pp | 41.64%-16.9pp |
| Employer contribution / active EE | $1,299 | $1,885-31.1% | $2,505-48.2% | $2,551-49.1% |
| Participant deferral / active EE | $2,909 | $2,870+1.4% | $3,888-25.2% | $4,139-29.7% |
| Admin fee / account holder | $161 | $3,804-95.8% | $5,065-96.8% | $7,234-97.8% |