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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,852 | $106,864-52.4% | $147,318-65.5% | $82,637-38.5% |
| Participation rate | 51.4% | 75.5%-24.1pp | 82.1%-30.6pp | 68.1%-16.6pp |
| Annual return | 14.52% | 27.49%-13.0pp | 70.43%-55.9pp | 53.51%-39.0pp |
| Employer contribution / active EE | $2,200 | $3,417-35.6% | $4,593-52.1% | $2,552-13.8% |
| Participant deferral / active EE | $3,914 | $6,496-39.8% | $7,906-50.5% | $4,126-5.2% |
| Admin fee / account holder | $2,678 | $8,415-68.2% | $13,708-80.5% | $7,339-63.5% |