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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,669 | $185,312-24.1% | $161,489-12.9% | $154,746-9.1% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 17.38% | 103.84%-86.5pp | 89.72%-72.3pp | 172.34%-155.0pp |
| Employer contribution / active EE | $1,923 | $4,769-59.7% | $4,268-55.0% | $4,379-56.1% |
| Participant deferral / active EE | $7,203 | $6,350+13.4% | $5,630+27.9% | $6,730+7.0% |
| Admin fee / account holder | $3,449 | $18,654-81.5% | $16,006-78.5% | $14,365-76.0% |