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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,425 | $110,379-51.6% | $102,412-47.8% | $145,884-63.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 16.47% | 24.84%-8.4pp | 24.94%-8.5pp | 551.85%-535.4pp |
| Employer contribution / active EE | $1,370 | $4,216-67.5% | $3,870-64.6% | $4,662-70.6% |
| Participant deferral / active EE | $9,796 | $5,622+74.2% | $5,060+93.6% | $6,690+46.4% |
| Admin fee / account holder | $540 | $9,745-94.5% | $8,388-93.6% | $13,392-96.0% |