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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,891 | $64,920-67.8% | $103,693-79.9% | $86,983-76.0% |
| Participation rate | 46.4% | 63.6%-17.2pp | 72.6%-26.2pp | 69.5%-23.1pp |
| Annual return | 12.26% | 30.29%-18.0pp | 47.61%-35.4pp | 25.83%-13.6pp |
| Employer contribution / active EE | $835 | $2,141-61.0% | $2,920-71.4% | $2,584-67.7% |
| Participant deferral / active EE | $2,883 | $3,241-11.1% | $4,579-37.0% | $4,194-31.3% |
| Admin fee / account holder | $139 | $6,191-97.8% | $7,858-98.2% | $7,856-98.2% |