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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,891 | $49,976-58.2% | $66,674-68.7% | $82,637-74.7% |
| Participation rate | 46.4% | 63.1%-16.7pp | 73.7%-27.2pp | 68.1%-21.6pp |
| Annual return | 12.26% | 39.09%-26.8pp | 321.24%-309.0pp | 53.51%-41.2pp |
| Employer contribution / active EE | $835 | $1,988-58.0% | $2,620-68.1% | $2,552-67.3% |
| Participant deferral / active EE | $2,883 | $2,847+1.3% | $4,084-29.4% | $4,126-30.1% |
| Admin fee / account holder | $139 | $4,594-97.0% | $5,098-97.3% | $7,339-98.1% |