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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,069 | $28,624-64.8% | $53,647-81.2% | $82,637-87.8% |
| Participation rate | 88.6% | 47.3%+41.4pp | 56.3%+32.4pp | 68.1%+20.6pp |
| Annual return | 17.95% | 664.98%-647.0pp | 358.33%-340.4pp | 53.51%-35.6pp |
| Employer contribution / active EE | $0 | $637-100.0% | $962-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $2,815 | $1,196+135.3% | $1,813+55.2% | $4,126-31.8% |
| Admin fee / account holder | $513 | $2,022-74.6% | $2,460-79.1% | $7,339-93.0% |