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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,069 | $37,156-72.9% | $83,854-88.0% | $86,983-88.4% |
| Participation rate | 88.6% | 49.1%+39.6pp | 59.1%+29.5pp | 69.5%+19.1pp |
| Annual return | 17.95% | 29.88%-11.9pp | 31.39%-13.4pp | 25.83%-7.9pp |
| Employer contribution / active EE | $0 | $661-100.0% | $1,017-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $2,815 | $1,418+98.5% | $2,035+38.3% | $4,194-32.9% |
| Admin fee / account holder | $513 | $2,510-79.6% | $3,197-84.0% | $7,856-93.5% |