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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,159 | $156,398+48.4% | $147,318+57.6% | $138,895+67.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.02% | 78.75%-62.7pp | 70.43%-54.4pp | 145.39%-129.4pp |
| Employer contribution / active EE | $2,370 | $4,853-51.2% | $4,593-48.4% | $4,194-43.5% |
| Participant deferral / active EE | $10,509 | $8,237+27.6% | $7,906+32.9% | $6,396+64.3% |
| Admin fee / account holder | $2,210 | $14,976-85.2% | $13,708-83.9% | $12,562-82.4% |