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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,959 | $110,093-80.1% | $97,295-77.4% | $145,897-84.9% |
| Participation rate | 27.3% | 75.9%-48.6pp | 72.7%-45.4pp | 80.3%-53.0pp |
| Annual return | 19.50% | 244.76%-225.3pp | 75.62%-56.1pp | 552.29%-532.8pp |
| Employer contribution / active EE | $895 | $3,077-70.9% | $2,723-67.1% | $4,663-80.8% |
| Participant deferral / active EE | $3,766 | $4,678-19.5% | $4,264-11.7% | $6,689-43.7% |
| Admin fee / account holder | $445 | $6,212-92.8% | $5,646-92.1% | $13,390-96.7% |