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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,662 | $184,014+12.3% | $161,149+28.2% | $138,895+48.8% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 14.78% | 21.52%-6.7pp | 21.16%-6.4pp | 145.39%-130.6pp |
| Employer contribution / active EE | $14,411 | $5,055+185.1% | $4,360+230.5% | $4,194+243.6% |
| Participant deferral / active EE | $11,528 | $6,909+66.8% | $6,153+87.3% | $6,396+80.2% |
| Admin fee / account holder | $7,754 | $18,027-57.0% | $15,194-49.0% | $12,562-38.3% |