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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,896 | $208,088+56.6% | $186,193+75.0% | $154,746+110.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 19.76% | 89.97%-70.2pp | 78.03%-58.3pp | 172.34%-152.6pp |
| Employer contribution / active EE | $3,350 | $4,340-22.8% | $3,918-14.5% | $4,379-23.5% |
| Participant deferral / active EE | $8,546 | $7,078+20.7% | $6,513+31.2% | $6,730+27.0% |
| Admin fee / account holder | $439 | $11,698-96.2% | $11,058-96.0% | $14,365-96.9% |