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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,187 | $81,457-66.6% | $103,378-73.7% | $80,911-66.4% |
| Participation rate | 76.0% | 66.8%+9.2pp | 74.5%+1.5pp | 67.6%+8.4pp |
| Annual return | 13.41% | 25.58%-12.2pp | 24.91%-11.5pp | 35.63%-22.2pp |
| Employer contribution / active EE | $2,172 | $3,107-30.1% | $3,870-43.9% | $2,756-21.2% |
| Participant deferral / active EE | $4,292 | $3,871+10.9% | $5,058-15.1% | $4,297-0.1% |
| Admin fee / account holder | $1,648 | $6,717-75.5% | $8,401-80.4% | $6,935-76.2% |