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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,080 | $87,106-28.7% | $105,607-41.2% | $80,935-23.3% |
| Participation rate | 75.3% | 70.4%+4.9pp | 75.3%0pp | 67.7%+7.6pp |
| Annual return | 14.34% | 17.01%-2.7pp | 116.11%-101.8pp | 35.66%-21.3pp |
| Employer contribution / active EE | $348 | $2,396-85.5% | $3,167-89.0% | $2,757-87.4% |
| Participant deferral / active EE | $3,949 | $3,986-0.9% | $5,011-21.2% | $4,299-8.1% |
| Admin fee / account holder | $4,281 | $8,447-49.3% | $10,958-60.9% | $6,924-38.2% |