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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,510 | $213,785+17.2% | $185,441+35.1% | $155,188+61.4% |
| Participation rate | 88.9% | 83.2%+5.7pp | 80.3%+8.6pp | 80.8%+8.1pp |
| Annual return | 14.59% | 19.97%-5.4pp | 20.16%-5.6pp | 148.84%-134.2pp |
| Employer contribution / active EE | $0 | $5,393-100.0% | $4,672-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $5,714 | $6,864-16.8% | $6,152-7.1% | $6,531-12.5% |
| Admin fee / account holder | $22,571 | $21,134+6.8% | $17,890+26.2% | $14,480+55.9% |