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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,355 | $106,864-53.8% | $147,318-66.5% | $82,637-40.3% |
| Participation rate | 88.9% | 75.5%+13.4pp | 82.1%+6.8pp | 68.1%+20.8pp |
| Annual return | 11.06% | 27.49%-16.4pp | 70.43%-59.4pp | 53.51%-42.4pp |
| Employer contribution / active EE | $4,882 | $3,417+42.9% | $4,593+6.3% | $2,552+91.3% |
| Participant deferral / active EE | $6,342 | $6,496-2.4% | $7,906-19.8% | $4,126+53.7% |
| Admin fee / account holder | $29,543 | $8,415+251.1% | $13,708+115.5% | $7,339+302.6% |