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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,096 | $58,275+25.4% | $81,844-10.7% | $80,935-9.7% |
| Participation rate | 27.7% | 63.5%-35.8pp | 72.4%-44.7pp | 67.7%-40.0pp |
| Annual return | 20.30% | 41.82%-21.5pp | 778.87%-758.6pp | 35.66%-15.4pp |
| Employer contribution / active EE | $507 | $2,346-78.4% | $2,916-82.6% | $2,757-81.6% |
| Participant deferral / active EE | $877 | $3,285-73.3% | $4,323-79.7% | $4,299-79.6% |
| Admin fee / account holder | $0 | $4,749-100.0% | $7,355-100.0% | $6,924-100.0% |