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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,302 | $114,013-98.9% | $103,693-98.7% | $155,188-99.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 15.19% | 49.31%-34.1pp | 47.61%-32.4pp | 148.84%-133.6pp |
| Employer contribution / active EE | $2,064 | $3,131-34.1% | $2,920-29.3% | $4,248-51.4% |
| Participant deferral / active EE | $4,017 | $4,970-19.2% | $4,579-12.3% | $6,531-38.5% |
| Admin fee / account holder | $13,534 | $8,407+61.0% | $7,858+72.2% | $14,480-6.5% |