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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,302 | $70,366-98.2% | $66,674-98.0% | $138,895-99.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 15.19% | 386.41%-371.2pp | 321.24%-306.0pp | 145.39%-130.2pp |
| Employer contribution / active EE | $2,064 | $2,765-25.4% | $2,620-21.2% | $4,194-50.8% |
| Participant deferral / active EE | $4,017 | $4,374-8.2% | $4,084-1.6% | $6,396-37.2% |
| Admin fee / account holder | $13,534 | $5,262+157.2% | $5,098+165.5% | $12,562+7.7% |