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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,895 | $78,013+170.3% | $178,449+18.2% | $80,911+160.7% |
| Participation rate | 79.7% | 65.7%+14.0pp | 77.1%+2.6pp | 67.6%+12.1pp |
| Annual return | 10.12% | 18.07%-7.9pp | 27.09%-17.0pp | 35.63%-25.5pp |
| Employer contribution / active EE | $3,433 | $2,287+50.1% | $3,951-13.1% | $2,756+24.6% |
| Participant deferral / active EE | $9,759 | $4,408+121.4% | $6,277+55.5% | $4,297+127.1% |
| Admin fee / account holder | $43,941 | $7,166+513.2% | $10,362+324.1% | $6,935+533.6% |