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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,488 | $99,875-29.4% | $146,866-52.0% | $86,983-19.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 15.37% | 28.10%-12.7pp | 102.85%-87.5pp | 25.83%-10.5pp |
| Employer contribution / active EE | $6,026 | $3,224+86.9% | $4,425+36.2% | $2,584+133.2% |
| Participant deferral / active EE | $5,555 | $6,322-12.1% | $7,759-28.4% | $4,194+32.4% |
| Admin fee / account holder | $5,371 | $7,838-31.5% | $13,620-60.6% | $7,856-31.6% |