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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,488 | $106,864-34.0% | $147,318-52.2% | $82,637-14.7% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 15.37% | 27.49%-12.1pp | 70.43%-55.1pp | 53.51%-38.1pp |
| Employer contribution / active EE | $6,026 | $3,417+76.4% | $4,593+31.2% | $2,552+136.1% |
| Participant deferral / active EE | $5,555 | $6,496-14.5% | $7,906-29.7% | $4,126+34.6% |
| Admin fee / account holder | $5,371 | $8,415-36.2% | $13,708-60.8% | $7,339-26.8% |