Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,614 | $59,467-31.7% | $93,727-56.7% | $74,478-45.5% |
| Participation rate | 39.3% | 59.6%-20.3pp | 68.7%-29.4pp | 67.2%-27.9pp |
| Annual return | 12.78% | 82.14%-69.4pp | 133.83%-121.0pp | 1370.56%-1357.8pp |
| Employer contribution / active EE | $241 | $1,267-81.0% | $2,421-90.1% | $2,626-90.8% |
| Participant deferral / active EE | $2,186 | $3,052-28.4% | $4,417-50.5% | $4,350-49.7% |
| Admin fee / account holder | $3,299 | $3,028+8.9% | $8,292-60.2% | $1,946+69.5% |