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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,689 | $182,442-39.9% | $163,379-32.9% | $138,895-21.0% |
| Participation rate | 38.5% | 79.8%-41.3pp | 76.8%-38.4pp | 79.9%-41.5pp |
| Annual return | 18.86% | 72.74%-53.9pp | 63.41%-44.5pp | 145.39%-126.5pp |
| Employer contribution / active EE | $1,324 | $4,159-68.2% | $3,752-64.7% | $4,194-68.4% |
| Participant deferral / active EE | $4,427 | $6,817-35.1% | $6,282-29.5% | $6,396-30.8% |
| Admin fee / account holder | $340 | $10,396-96.7% | $9,818-96.5% | $12,562-97.3% |