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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,029 | $114,119-37.8% | $107,187-33.7% | $138,895-48.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 17.05% | 273.21%-256.2pp | 204.55%-187.5pp | 145.39%-128.3pp |
| Employer contribution / active EE | $0 | $4,059-100.0% | $3,782-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $17,382 | $5,538+213.9% | $5,096+241.1% | $6,396+171.8% |
| Admin fee / account holder | $2,167 | $10,024-78.4% | $9,162-76.3% | $12,562-82.7% |